as noted on irc:

seriously, any day which starts out with me thinking thoughts like “i wonder if i have any other financial assets i can liquidate?” before seven a.m. is a BAD day.

yes folks, niqui completed her annual pilgrimmage to acquire turbotax yesterday evening, and since the insomnia set back in — the little wretch — i took advantage of the time that would really, really have been better spent sleeping to do a first run-through of my taxes (haven’t really sat down to figure out my medical expenses, so i had to guess at those, and i haven’t gotten a 1099-INT for my checking account though i don’t know if i am going to or not), and the bastard thing informed me that i am getting significantly less than what i expected — i was heavily overwithholding last year, mostly due to 2004’s taxes and my failure to adjust my W4 in time, then deciding that it would be a good way to have money to move after running through some calculations of by how much i was overwithholding. considering that i was depending on my tax refund to pay for movers, a security deposit, and possibly the first month’s rent on getting a new apartment, this is really quite upsetting.

when the choice is between “charge EVERYTHING for the next three months” and “attempt to get a home equity loan,” and the thought of selling my very much beloved car actually crossed my mind — really, you have to wonder where it all went wrong. until you realize that you know exactly where it all went wrong and you’re helpless to change that part. (yes, i know a home equity loan makes more sense. the question is do i have the time to cope with attempting to get a loan in the time that i have left until i have to pay for a new place to live? although i suppose that it makes sense for the long term to get one, and push credit-card debt over to that, so that the interest rate drops and it becomes deductible.)

goddammit, the fucking slumlords couldn’t have waited a year to acquire my building? my car would have been paid off!

well, it’s off for another fun-filled day working for the man, which will no doubt make great strides in resolving today’s incredibly foul and increasingly desperate mood.