…for the Annual Mortgage Company Escrow Estimation Screw-Up.

this year, unlike years past wherein they have (a) overcharged me and (b) given me a refund, or (a) undercharged me and (b) required that i send them a check and/or (c) raised my payment, this year they (a) undercharged me, (b) demand a check for a smidge over $100, and (c) are reducing my monthly payment.

i fail to understand why they cannot get this right, considering that neither my home insurance nor my property taxes really change all that much year to year.

does everyone else’s mortgage company do this to them every year, or is mine the only one that’s incapable of arithmetic?