there are few things in this world which can parallel the simple sense of satisfaction when you realize that not only are you on track with the aggressive, specific credit card debt-eradication program you designed for yourself (spending about seven intensive hours sitting in front of Excel on a gorgeous Sunday) … but you’re actually slightly ahead by a couple hundred bucks.
(hey, yeah, it’s not much… but i prefer debt < $13000 to debt > $13000. yaaay, less debt!!)